Loan Programs

Financing Built for Real Estate Investors

From DSCR loans to purchase and renovation financing, we offer flexible programs for every stage of your investment journey — residential and commercial, flips and long-term holds.

DSCR Loans

Qualify on cash flow, not personal income

Debt Service Coverage Ratio loans let you qualify based on the property's rental income rather than your personal income. Ideal for buy-and-hold investors building a rental portfolio.

  • No personal income verification
  • Residential & commercial properties
  • Long-term hold strategy
  • Competitive rates

Purchase Loans

Fast closings for competitive markets

Secure the deal with purchase financing designed for real estate investors. We move quickly so you don't miss out on time-sensitive opportunities in competitive markets.

  • Fast approval process
  • Residential & commercial
  • Flexible terms
  • Experienced underwriting

Renovation Loans

Fund the purchase and the rehab

Finance both the acquisition and the renovation of a property in a single loan. Perfect for rehabbers and contractors looking to maximize returns on fix-and-flip projects.

  • Purchase + rehab in one loan
  • Draw schedule available
  • Residential & commercial
  • Ideal for flips

Long-Term Hold Financing

Build lasting wealth through real estate

Structured for investors focused on building a long-term rental portfolio. Stable financing options that support sustainable, long-term business growth.

  • Portfolio-friendly terms
  • Residential & commercial
  • Scalable for multiple properties
  • Investor-focused underwriting

Why Investors Choose ICPKC

With 23 years of experience as real estate investors ourselves, we understand what you need — speed, flexibility, and a lender who speaks your language.

23 Years of Experience

We've been in your shoes as investors, rehabbers, and contractors. That experience shapes every loan we make.

Residential & Commercial

Whether it's a single-family flip or a multi-unit commercial property, we have programs to fit your deal.

Flexible Underwriting

We look at the deal, not just the paperwork. Our investor-focused approach means more approvals and faster closings.

Serving Lenexa & Beyond

Based in Lenexa, Kansas, we work with investors across the region to fund deals of all sizes.

Ready to Fund Your Next Deal?

Apply today or contact us to discuss which loan program is right for your investment strategy.

Investment Capital Partners LLC

Investment Capital Partners LLC — Your partner in real estate investment financing.

Location

Lenexa, Kansas

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