Documents
What You'll Need to Apply
Gathering the right documents upfront speeds up your approval. Below is a checklist of what we typically require for each loan type.
All Loan Types
Required for every loan application regardless of program.
- Government-issued photo ID (driver's license or passport)
- Entity documents (LLC operating agreement, articles of organization)
- Purchase contract or property address
- Property insurance binder or quote
DSCR Loans
Additional documents for Debt Service Coverage Ratio loan applications.
- Current lease agreement(s) for the property
- Rent roll (for multi-unit properties)
- 12 months bank statements (business account)
- Property appraisal or broker price opinion (BPO)
Renovation / Fix & Flip Loans
Additional documents for purchase and renovation loan applications.
- Detailed scope of work / renovation budget
- Contractor bids or estimates
- After-repair value (ARV) estimate or appraisal
- Prior project experience summary (if available)
Commercial Properties
Additional documents for commercial property loan applications.
- Current rent roll and lease abstracts
- Last 2 years operating statements (P&L)
- Property management agreement (if applicable)
- Environmental report (Phase I, if available)
Not sure what you need?
Every deal is different. Contact us and we'll walk you through exactly what's required for your specific loan type and property.
Ready to apply?
Start your application and we'll guide you through the rest.